Hello San Francisco Health insurance consumers: We’re Vitality Health Insurance Services and since we know that the process of shopping for San Francisco health insurance can mean a lot of questions we’ve created a website that helps to answer the vast majority of questions you might have about not only the subject of securing health insurance in San Francisco but also the review and purchase of the other types of supplemental insurance we offer such as San Francisco disability insurance, San Francisco long term care insurance, as well as San Francisco travel insurance and San Francisco life insurance too for good measure!
Some questions seem to come up more than others so we’ve included examples of those types of “frequently asked questions” here on our FAQ page at the site. While we’re confident our site can be a vital tool in helping you decide on the San Francisco health insurance strategy that’s right for you, your family, or your San Francisco small business, please: If you have a question or concern, reach out to us via our local number, toll-free number, or Contact Us form here at the site! We’re standing by and ready, willing, and able to assist you!
San Francisco Health Insurance Frequently Asked Questions
How much will I have to pay for my San Francisco health insurance plan?
The bill for the San Francisco health insurance plan you select features “premiums”. These premiums will be determined by an assortment of factors. For instance: Have you selected a higher or lower annual deductible? What kind of prescription coverage have you opted for in your San Francisco health insurance plan? Do you want only generic or do you want both generic and access to name-brand prescription drugs? A San Francisco health plan will also certainly be affected by the risk level assigned to you by the San Francisco health insurance carrier you’ve applied with.
You can be listed as a sub-standard risk or a standard risk, or if you’re in peak physical condition with no instances of health issues you could attain the level of preferred risk which will mean eligibility for the best rate from that carrier.
Is Medicare and Medigap the same thing?
The short answer here is no. Medicare is the federal program created by the United States government to provide healthcare services to the country’s seniors and even to certain disabled US citizens. Medicare is available to persons over 65 years of age and to certain disabled beneficiaries under the Social Security program. Insurance Medicare supplemental plans such as those sold by private insurance carriers such as Aetna, Anthem Blue Cross, and others are sold to individuals and their spouses. These plans are intended to fill “gaps” that exist in the coverage provided by Medicare and have thus earned the nickname “Medigap” plans.